- Borrow against them. Deposit stock tokens like NVDA, AAPL or SPY as collateral and borrow the USDG stablecoin — liquidity without selling your position, without leaving the chain, without asking anyone’s permission.
- Earn on dollars. Lend USDG and earn the interest those borrowers pay. Real yield from real borrowing demand — not emissions, not points.
Every market is a sealed compartment — one stock, one oracle, one set of rules.
Built from proven parts
Denar deliberately writes as little new code as possible. The lending engine is Morpho Blue — an immutable, formally verified core of roughly 650 lines that has secured billions of dollars across DeFi. The lender vault is MetaMorpho, the standard vault layer built for it. What Denar adds is the layer that makes equities work as collateral on-chain:Equity-aware oracles
Chainlink price feeds wrapped with market-hours awareness, staleness guards, and corporate-action pauses.
Isolated markets
One market per stock. A halt, a split, or a bad day in one name never touches the others.
Equity risk parameters
Conservative loan-to-value ratios sized for weekend gaps and 24/5 price feeds.
Open liquidations
Fully permissionless liquidations with on-chain exit liquidity via Rialto and Uniswap.
Key facts
Denar is an independent protocol built on Robinhood Chain. It is not affiliated with, endorsed by, or operated by Robinhood. Stock tokens and their price feeds are issued and operated by their respective providers.
Start here
Earn on USDG
Deposit once, earn across every market.
Borrow dollars
Post stock tokens, borrow USDG.
How it works
The architecture in five minutes.