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Alongside the stock markets, Denar lists blue-chip tokens native to Robinhood Chain — assets with no ticker, no closing bell and no Chainlink feed. The first is PONS, the token of the chain’s largest launchpad. These markets are built on the same lending core, but almost everything wrapped around it is different. This page explains each difference and why it exists. If you only read one line: the mechanism that protects an equity market is the LLTV; the mechanism that protects an on-chain-native market is the cap.

Why they can’t work like the stock markets

A stock market on Denar rests on a Chainlink feed. An on-chain-native token has none — nobody publishes an oracle for a launchpad token — so the price has to come from where the asset actually trades: a Uniswap v3 pool on this chain. That single substitution changes the risk model end to end, so four other things change with it.

1. Priced by a time-weighted average, not a feed

The oracle reads a 5-minute time-weighted average price (TWAP) from the token’s deepest Uniswap v3 pool, then converts it to USDG through the same Chainlink legs the rest of the protocol uses. It is not a spot price: a single trade, however large, moves a 5-minute average by a fraction of itself, which is what makes an AMM usable as an oracle at all. The window is a genuine trade-off, and Denar picked it from measurement rather than instinct. A longer window is harder to manipulate but lags harder in a crash — and a lagging oracle overprices collateral exactly when liquidators need to act. Measured through a real −10.2% move over 8 minutes, the oracle’s premium over the price a liquidator could actually sell at was 4.44% at 5 minutes, against a 15% liquidation incentive. Shorter windows lag less but cost manipulation resistance.
Be clear-eyed about what a TWAP is worth. An AMM price can be pushed by anyone willing to spend enough, and no oracle guard changes that arithmetic — the cost is set by the pool’s depth, not by the contract. Denar does not claim its TWAP is unmanipulable. It bounds what a successful manipulation could be worth. See the cap below.

2. Settled on the canonical Morpho deployment

The equity markets settle on Denar’s own Morpho Blue instance. The on-chain-native markets settle on the canonical Morpho Blue deployment for Robinhood Chain, published by Morpho. The reason is liquidation. Third-party liquidation bots, indexers and integrators are all pointed at the canonical address; a market on a private instance is invisible to them. For collateral that can move 30% in an hour, being reachable by every liquidator on the chain matters more than anything Denar could add by running its own core.

3. A separate vault

Bad debt in a Morpho market is shared among that market’s lenders, and flows back to whichever vault supplied it. So on-chain-native collateral sits in its own vault, never the one holding the equity markets. A depositor who chose tokenized stocks is never exposed to a launchpad token, whatever happens to it. The two vaults have separate deposits, separate caps and separate risk.

4. No market hours, no corporate actions

Everything the equity docs say about nights, weekends and corporate actions simply does not apply. These tokens trade continuously, so:
  • The price never “sleeps” and there is no weekend gap to buffer against.
  • There is no issuer, no dividend, no split, and no pause flag to honor.
  • Liquidations can happen at any hour, including the hours nobody is watching.
The oracle still freezes rather than guesses, but for different reasons: the pool going untraded past a liveness bound, its liquidity collapsing, or one of the Chainlink conversion legs going stale.

The cap is the risk control

On an equity market, the LLTV is what stands between a price move and bad debt. Here it is the supply cap, and the reasoning is arithmetic rather than rhetorical. Manipulating an AMM price costs a knowable amount — the fees and market impact of pushing a pool and holding it — and returns a share of whatever the market has available to borrow. When the cost of the push exceeds everything that could be extracted, the attack does not pay. On PONS the round-trip cost of a move large enough to matter is roughly $59,000, so the cap is set well below the point where that becomes profitable. This is why on-chain-native markets open small and grow slowly, and why the cap is the number to watch rather than the LLTV.
The cap governs what Denar’s vault lends to a market. Morpho markets are permissionless: anyone may supply to any market directly, and Denar does not control what third parties do. The cap bounds Denar depositors’ exposure, not the market’s total size.

Parameters

Live markets

Addresses are on the contracts page. As with every Denar market, the oracle, LLTV and interest model are fixed at creation and can never be changed — a market can only be retired by capping it to zero.